Texas Life and Health Insurance License Test Prep

Take it once.
Then go to work.

We teach the Texas Life and Health exam and nothing else, in simple English. Classroom in Fort Worth, live on Zoom, or on demand. Pick yours below.

01 / Come to Fort Worth

Classroom.

+ On Demand, free.

You haven’t studied in years, and you don’t want to do this alone. Two days in a room with two instructors, every question answered on the spot, lunch on us. Walk out ready. Pass the test Friday.

$349

L&H course tuition

  • Two days of live class
  • Printed textbook + digital PDF
  • Full on-demand video course included
  • Weekly live study hall
  • Catered lunch, coffee & snacks
Explore classroom

02 / Join from anywhere

Zoom.

+ On Demand, free.

You want the live class, not the drive. Same two days, same two instructors, from wherever you are in Texas. One teaches, the other answers you the moment you ask. Pass the test Friday.

$289

L&H course tuition

  • Two days of live class
  • Ask questions in real time
  • Digital PDF textbook
  • Full on-demand video course included
  • Weekly live study hall
Explore live Zoom

03 / Set your own study hours

On Demand.

+ Never expires.

You can’t take two days off work. Start tonight. Short lessons whenever you have an hour, a practice test like the real thing, and a live study hall every week so you’re never stuck alone.

$189

L&H course tuition

  • Yours until you pass. No clock, ever.
  • Every lesson on video
  • Studio-filmed video lessons
  • Digital PDF textbook
  • Practice test built like the real exam
  • Weekly live study hall
Explore on demand
In every L&H course.

Texas-focused curriculum   /   Practice test simulator   /   Study plan   /   Flashcards   /   Study sheet   /   PDF textbook   /   Live study hall

Two professional instructors

Stay with the lesson.
Get help when you need it.

One confusing point can pull your attention away from everything that follows. So a second instructor helps you work through it. Nobody else in Texas puts two instructors in the room.

Texas life and health insurance license classroom concept with two instructors

Two instructors in every live class

One teaches.
One helps.
Both are here for you.

Small classes. Two professional instructors, and neither one is an insurance agent looking to hire you. When something doesn’t click, someone is there to help you work through it. Classroom or Zoom, you’ll never get left behind.

Explore the class experience ↗
01 / THE TEACHING

Only what you need. Nothing else.

We teach ONLY what you need to pass the exam. Nothing else. Everything else, you’ll learn in your insurance career. Our job is getting you your license.

02 / THE EXPLANATION

Weird jargon. Familiar words.

Memorizing words you’ve never heard before sucks. So we explain unfamiliar insurance terms using words you already know, until the ideas make sense. You don’t need to memorize the textbook. You need to recognize the right answer.

03 / THE RHYTHM

Short days. Short sessions. A brain that’s ready.

A tired, hungry, confused brain goes on strike. You know what it feels like when that happens. We built the day around that: short lessons, frequent breaks, lunch, and help when something doesn’t click. Your brain will thank you.

See it before you buy it

Watch a lesson.
Read a page.

Most schools won’t show you a lesson before you pay. Here is one minute of ours, and one page of the book.

An actual on-demand lesson · Life & Health · about a minute. David explains aleatory: a small premium against a large possible benefit.
Photograph of a spiral-bound textbook explaining foreign, domestic and alien insurance companies
Inside the textbook · Foreign, domestic, alien. Plain-English distinctions and a little personality.

A plan for the week

Class Monday.
Pass Friday.

Two days of teaching, then focused practice and review. On Day 1, your instructors walk you through scheduling your exam that night, so Friday is already on the calendar.

Monday + Tuesday

Learn it.

Work through the material with your instructors. Class runs from 8:30 a.m. to 4:00 p.m. each day, in short sessions with real breaks.

Wednesday

Work through it.

Practice what you learned. Replay a studio lesson or bring a question to study hall.

Thursday

Review it.

Give the material a lighter pass. Leave yourself time to rest before the exam.

Friday

Go pass it.

Take your exam while the material is fresh. Pass it, and go to work Monday.

We alternate weeks: Life & Health one week, Property & Casualty the next. Pick your license, then pick your week. On demand? Start whenever you want.

Free with every course. Nobody else does this.

Everybody gets these.
Free.

Every student in every course gets the full video course and a live weekly study hall. No other school gives you either one.

Replay.

The whole course, on video.

Every course comes with the complete on-demand video course. Pause it, replay it, go back to the hard part as many times as you need.

Access until you pass.
Ask.

Free weekly live study hall.

Bring the question you still have. An instructor, usually David, works through it with you.

Didn’t pass? Text us your report card.
David Offutt, founder of Ace Prep Academy

David stands behind his school

My name is on this school.
I stand behind it.
Period.

I’ve been in insurance since 2007 and teaching it in simple English since 2014. I built Texas Real Estate Academy. So when Texas insurance schools kept closing and the online courses kept getting worse, my colleagues knew who to call. Nobody drew a short straw. I wanted this one. I studied every competitor in Texas. Then I built the school none of them can touch. Not the best I could. The best it can be built.

David Offutt, founder and textbook author

If you don’t agree, you get your money back.

Straight answers

Before you
make your choice.

What is your pass rate?

We don’t publish one. Pearson VUE’s 2025 Texas report shows that 56.8% of first-time Life, Accident & Health candidates passed. A school advertising 90% is asking you to take its word for it. We’d rather give you a 100% money-back guarantee.

What if I fail?

Text us your report card. Our fancy software will send you a custom test bank that quizzes you on exactly what you need. As soon as you get our email, open your test bank and choose your style.

I don’t know anything about insurance. Is that a problem?

Most of our students don’t know insurance. We teach you only what’s on the test, nothing else. And we teach it in simple English.

How do I prepare for a Texas life and health insurance license?

Pick classroom, Zoom, or on demand. Learn the material, work the practice questions, and schedule your exam at Pearson VUE. Live students schedule it on Day 1 and usually test that Friday.

Do the live courses include on-demand lessons?

Yes. Both include the complete on-demand video course. It is a separate production, so you can review without watching a classroom recording.

How long do I have access?

Until you pass.

Does Zoom include a printed textbook?

Zoom and on-demand students receive the digital PDF textbook. Classroom tuition includes a printed textbook and the PDF.

What if I am not impressed?

100% money-back guarantee.

One Texas L&H exam.
Three ways to get ready.

Have a question? Call (817) 737-6161.

Choose your course